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WebBank, in partnership with Upgrade, Inc, extends fixed-rate, unsecured installment loans for debt consolidation, home improvements, and many other occasions. Through the Upgrade platform, WebBank also offers a personal credit line, which offers access to a pool of funds from which our customers can draw. Each draw is a fixed rate, unsecured installment loan that features terms of up to 60 months. To speak to someone about your Upgrade account, please call 855-997-3100. To apply for a loan through Upgrade, click here.